Bulk Payment Files

SEPA (Single Euro Payments Area) is an EU initiative, which has standardised the way electronic payments are made and processed within Europe.

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About SEPA

SEPA Single Euro Payments Area) is a European Union initiative, which came into full effect in Ireland on 31st March 2014. SEPA has created a cohesive internal market for all electronic euro payments within Europe, by standardising the way electronic payments are made and processed throughout the 34-country SEPA zone.

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Bulk Payment Files.

AIB offers a range of electronic Payment File Services that are efficient, secure and cost effective. These include:

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SEPA Direct Debits

A SEPA Direct Debit (SDD) is a payments facility, which allows for the collection of funds between a debtor (Payer) and a creditor (Payee). The SDD Scheme allows you to collect direct debit payments across all 34 SEPA countries. Find out more.

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SEPA Credit Transfers

A SEPA Credit Transfer is a non-urgent euro payment debiting a euro account and crediting another euro account in the SEPA zone using a BIC & IBAN and a uniform set of standards, rules and conditions.

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SEPA for Personal Customers

As a personal customer, you can find answers to the most frequently asked questions about SEPA. Alternatively you can find more information about your consumer rights by visiting the BPFI website.

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Want to Know More?

 

Find answers to the most frequently asked questions about SEPA, view our SEPA Scheme, Direct Debit and Credit Transfer business guides and forms, and find out more about SEPA via these useful reference links.

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