Loans for Start-Ups

AIB Loans available for start-ups

Supporting Start-ups

New or early stage small businesses can apply for a business loan to invest in your business without affecting your cashflow.

Competitive Interest Rates

Competitive interest rate.

At AIB we have 2 loan types available to meet our business customers finance needs. If you are looking to borrow up to €60,000 we have an SME Fixed Rate Loan available. For loan amounts greater than €60,000 we offer competitive variable interest rates.

Talk to us about an SME loan to invest in your business

Invest in your business.

Take advantage of marketing or exporting opportunities or buy stock and equipment with our flexible Loan.

SME Loans tailored to your business

Tailored to suit you.

Flexible repayment arrangements* including payment holidays and interest-only options may be negotiated in line with your changing business circumstances.

* Flexible repayment arrangements may impact the amount and/or term of the Loan

Our SME is open to all new small businesses

Who can apply?

New and early-stage small businesses under 3 years old , Sole traders, Partnerships and Limited companies including Agri customers are welcome to apply.

Important / Regulatory Notice

Warning: The cost of your repayments may increase

Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest only period

Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility.

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.