Business Loans

60k in 48 Hours

€60k in 48 Hours

AIB customers can get approval within 48 hours* – subject to credit assessment – on new business loans and overdrafts up to €60,000.

For loans in excess of €60,000, or for any other financial requirements, we can discuss the best options for your business finance needs – by phone or in branch.

Call 1890 47 88 33 or visit your local branch

Talk to us about our range of flexible business loans

Flexible and versatile Business Loan

Most businesses require a loan at some stage of their development. A business loan allows you to leave other credit facilities, such as overdrafts, free for working capital requirements.

Find out if you are eligible for a variable interest rate today

Interest rates

At AIB we have 2 loan types available to meet our business customer's financial needs. If you are looking to borrow up to €60,000 we have an SME Fixed Rate Loan available. For loan amounts greater than €60,000 we offer competitive variable interest rates.

Our business loans can be tailored to usit your needs.

Tailored to suit your business needs

Flexible repayment arrangements* including payment holidays, interest-only options and seasonal adjustments may be negotiated in line with your business circumstances.

*Flexible repayment arrangements may impact on the repayment amount and/or term of the loan.

Use our business loans to grow your business

Grow your business

Allows you to invest in your business without affecting your cashflow. Enjoy the advantage of being a 'cash' buyer when negotiating with your suppliers.

Each loan application is judged on its own merits.

Individual, just like your business needs

Each loan application is judged on its own merits. Security may be required for business loans.

*We aim to provide a decision within 48 hours, for a minimum of 85% of applications from AIB customers on business loans and overdrafts, upon receipt of all required information. 48 hours excludes Saturdays, Sundays and Bank Holidays.   If you have previously been through a restructure, please talk to us in more detail so we can advise the best solution for you.

Get a Quick Quote for an SME Fixed Rate Loan up to €60,000


  • Select term(months)
  • 12
  • 24
  • 36
  • 48
  • 60
  • 72
  • 84
  • 96
  • 108
  • 120
Select term(months)
Calculate
Recalculate
Monthly Repayments:
€0
Total amount repayable: €0

Important Information: This information is provided for illustrative purposes only and does not constitute loan approval or a contract with AIB. The results are based on a fixed rate which will remain unchanged for the duration of the loan term. You may be eligible for other finance options which may be more suitable. So come and talk to us today to discuss options and apply.

Click here for our Privacy Statement

Get a Quick Quote for an SME Variable Business Loan from €60,001 to €300,000


  • Select term(months)
  • 12
  • 24
  • 36
  • 48
  • 60
  • 72
  • 84
  • 96
  • 108
  • 120
Select term(months)
Calculate
Recalculate
Monthly Repayments:
€0
Total amount repayable: €0

This information is provided for illustrative purposes only and does not constitute loan approval or a contract with AIB. The results are based on our current SME variable rate. The total amount repayable is based on the assumption that the interest rate remains unchanged for the duration of the loan term. Repayment amounts for loans greater than €300,000 are available from your Relationship Manager or local branch. You may be eligible for other finance options which may be more suitable. So come and talk to us today to discuss options and apply.

Click here for our Privacy Statement

Important / Regulatory Notice

Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility.

However AIB will not apply charges if you repay this €0 to €60k SME Fixed Loan early.

Warning: The cost of your repayments may increase

Warning: The entire amount you have borrowed will still be outstanding at the end of the interest only period

Terms and Conditions

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.