Business Loans

A business loan allows you to invest in your business without affecting your cashflow. At AIB we have 2 loan types available to meet our business customer's financial needs to support your business growth and expansion plans.

 

Fixed Rate Loan - Borrow up to €60,000 with the peace of mind of a fixed interest rate and no early repayment fees.

Variable Rate Loan – For loan amounts greater than €60,000, we offer competitive variable interest rates.

Flexible repayment adjustments - Payment holidays, interest-only options and seasonal adjustments tailored to your business needs may be negotiated through your local branch or business advisor.

Flexible repayment arrangements may impact on the repayment amount and/or term of the loan.

 

Register for Internet Banking
call 1890 724 724

Ways to Apply 

  • ONLINE

  • BY PHONE

  • IN BRANCH

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AIB customers can get approval within 48 hours** – subject to credit assessment – on new business loans and overdrafts up to €60,000.

 

4 out of 5 SME customers who processed an application online got an instant decision***

**We aim to provide a decision within 48 hours, for a minimum of 85% of applications from AIB customers on business loans and overdrafts, upon receipt of all required information. 48 hours excludes Saturdays, Sundays and Bank Holidays. If you have previously been through a restructure, please talk to us in more detail so we can advise the best solution for you.
 

***In 2018, 79% of loan and overdraft applications processed online received an instant decision.

 

Business Loan Calculator

Get a Quick Quote for an SME Fixed Rate Loan up to €60,000


  • Select term(months)
  • 12
  • 24
  • 36
  • 48
  • 60
  • 72
  • 84
  • 96
  • 108
  • 120
Select term(months)
Calculate
Recalculate
Monthly Repayments:
€0
Total amount repayable: €0

Important Information: This information is provided for illustrative purposes only and does not constitute loan approval or a contract with AIB. The results are based on a fixed rate which will remain unchanged for the duration of the loan term. You may be eligible for other finance options which may be more suitable. So come and talk to us today to discuss options and apply.

Click here for our Privacy Statement

 

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Get a Quick Quote for an SME Variable Business Loan from €60,001 to €300,000


  • Select term(months)
  • 12
  • 24
  • 36
  • 48
  • 60
  • 72
  • 84
  • 96
  • 108
  • 120
Select term(months)
Calculate
Recalculate
Monthly Repayments:
€0
Total amount repayable: €0

This information is provided for illustrative purposes only and does not constitute loan approval or a contract with AIB. The results are based on our current SME variable rate. The total amount repayable is based on the assumption that the interest rate remains unchanged for the duration of the loan term. Repayment amounts for loans greater than €300,000 are available from your Relationship Manager or local branch. You may be eligible for other finance options which may be more suitable. So come and talk to us today to discuss options and apply.

Click here for our Privacy Statement

 

 

Another way to invest in your business is to look at how you spend your money. Find out how you can take control of your finances by clicking here.

 

Important / Regulatory Notice

Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility.

However AIB will not apply charges if you repay this €0 to €60k SME Fixed Loan early.

Warning: The cost of your repayments may increase

Warning: The entire amount you have borrowed will still be outstanding at the end of the interest only period

Terms and Conditions

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.