Asset Finance

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    Available Mon-Fri 9am to 5pm


At AIB, we’re Backing Brave and that means we will support you to get the assets you need to take the next step with your business. Around the country we have a team of over 40 specialists who understand your business and are ready to help you.   

Whether your business is small or large, we have a lending package that can help you with the finance. We have financed assets ranging from vans, trucks, specialist tooling machines, and tractors, to balers, ovens, sewing machines and everything in between. We have a term and frequency that suits your business requirements.


Use our Asset Finance options to renew your equipment

Finance Your Business Assets

Considering buying or upgrading your assets? You’ll find at least one of our packages will be a practical and tax-efficient way to get the asset finance you want. Choosing asset finance means your asset works for you while you repay it and alleviate the hefty upfront costs.

We offer flexible terms for asset finance loans

Flexible Terms and Repayments that Work for You

You’ll find support in the flexibility. At AIB Finance & Leasing we back our customers by providing the flexibility they need.

Customers choose the term and frequency of repayments, and can even adjust payments to reflect the seasonality of their business.    

We have finance options of up to five years, with a minimum loan application of €5,000.

Equipment finance available for a range of industries

Boost Your Purchasing Position

Want to be in a stronger negotiating position when you are choosing an asset?  Then organise your finance in advance. 

Organise your finance in advance with AIB.

AIB Finance & Leasing Team

We understand that time is valuable, so that’s why we have asset finance representatives throughout the country.  Our team of over 40 representatives have a unique understanding of business, and are committed to helping companies succeed.

Asset Classes

Equipment finance available for a range of industries

Equipment Finance

Whether you are looking to finance tooling, a sewing machine, servers, medical equipment, agricultural machinery or renewable energy equipment, we have finance options for you.  We will consider financing any equipment, so contact us to find out more. 

Equipment and vehicle finance available.

Agri Asset Finance

A recent AIB and IFA study found that farmers are optimistic about the future. We will match that sentiment with finance to cover tractors, trailers, combine harvesters, balers and diet feeders. We know that, with the abolition of quotas, you may want to upgrade your milking parlour equipment so we have finance options available for you.

Finance for plant machinery, warehouse and construction plants.

Plant and Equipment Asset Finance

Customers often ask us to help them finance assets such as warehouses or construction plants.  Moreover, investment in residential property means that you may need to upgrade your yellow goods, cranes, earthmoving and quarrying machinery. Talk to us about how we can finance them for you.

Heavy goods finance for trucks, trailers, container units.

Heavy Goods Vehicle Finance

We provide finance for new and used articulated, rigid and tipper trucks, as well as trailers, container units, coaches and buses.

Vehicle finance for new and used cars and vans.

Vehicle Finance

Whether you are a start-up, sole trader, or big haulage company, we can finance new and used cars, vans and other commercial vehicles, including 4x4 and pick-up trucks.

Choose Hire purchase or a Leasing plan as appropriate. (Customers should seek independent tax advice when considering these products.)

  >Interest Rate Tax deductible >VAT reclaim available 100% finance available >Claim Capital allowance Fixed Term >Ownership
Business lease plan1 Fixed

On the rental.


Up to 5 years N/A
Business purchase plan1 Fixed as standard2

On the purchase price


Up to 5 years When option to purchase fee is paid.

1A Documentation fee of €63.49 applies to all Loans and Hire Purchase. For Leasing, this Documentation fee is subject to V.A.T at the applicable rate. This fee will be charged with the first repayment. In the case of Hire Purchase there is a purchase fee of €12.70 payable on completion.

2 A variable rate is available for amounts over €50,000.

Important / Regulatory Notice

Warning: You will not own these goods until the final payment is made.

Warning: You may have to pay charges if your repay early, in full or in part, a fixed rate credit facility.

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. Allied Irish Banks, p.l.c., trading as AIB Finance & Leasing, provides Asset Finance by way of Hire Purchase.  AIB Leasing Limited, trading as AIB Finance & Leasing, provides Asset Finance by way of Leasing.  Allied Irish Banks, p.l.c. and AIB Leasing Limited, trading as AIB Finance & Leasing, are regulated by the Central Bank of Ireland.