Agri Cashflow Support

  • Option 1
    Call 1890 47 88 33
    Available Mon-Fri 8am-9pm, Sat 9am-6pm

A year of increased costs

2018 has been a year of extreme weather events, prolonged workloads on most farms and increased costs.

Quantify the financial impact

Think about your cashflow requirement and quantify the effect of this year on your farm by identifying the additional costs incurred (including any purchases that will be made to fill a deficit) and accounting for any production losses.

Once you’ve determined your cashflow requirements for the months ahead, talk to us about finding the most suitable solution to meet your cashflow needs.

Pre-Arranged Line of Credit.

Farmer Credit Line

Our Farmer Credit Line is a pre-arranged line of credit that works with your current account as an alternative source of working capital.

With rates from 3.70%* variable, it offers a low cost way to manage seasonal cashflow.

* The total cost of credit for a Farmer Credit Line facility of €25,000 is €937.91

Competitive Interest Rate.

Short Term Loan

A short term loan with manageable monthly repayments may be used to replenish spend from cashflow.

This can include capital expenditure that was funded from cashflow back to January 2017.

Efficient Cashflow Management


A short-term finance product that transforms large annual outgoings, like tax, accountancy fees and insurance, into manageable monthly repayments.

Flexible and Easy to Use.

Interest Only Loan Repayments

If you're experiencing temporary financial distress, in exceptional circumstances we may consider requests to reduce the repayment on an existing loan to interest only repayments for a period of time subject to standard, lending criteria, terms and conditions.

Suitable for All Farm Types.

€60k in 48 hours

If you are an AIB customer we can give you fast approval on new business loans and overdrafts up to €60k in 48 hours* of receiving your application.


Call 1890 47 88 33 or visit your local branch.

*We aim to provide a decision within 48 hours, for a minimum of 85% of applications from AIB customers on business loans and overdrafts, upon receipt of all required information. 48 hours excludes Saturdays, Sundays and Bank Holidays. If you have previously been through a restructure, please talk to us in more detail so we can advise the best solution for you.


Important / Regulatory Notice.

Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility

However AIB will not apply any charges if you repay this €0 to €60k SME Fixed Loan early.

Warning: The cost of your repayments may increase

Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest only period

Terms and Conditions

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.