Finance and Loans




We’re Backing Brave. If your business is impacted by COVID-19 or needs support, we have a range of options to help you.

We’re ready to talk about the type of loan that might suit your needs and to help you through the application process.

Our team is available from 9am-5pm on Monday to Friday at 0818 47 88 33


  • Option 1
    Call 0818 47 88 33
    Available Mon-Fri 9am to 5pm
Plan for growth with an AIB business loan

Business/Farmer Credit Line

The Business Credit Line / Farmer Credit Line is a line of credit that can be planned by you. By establishing the level of working capital support you need at the start of each year and arranging the necessary bank finance, you can have the funding in place for planned seasonal purchases.

Talk to us today if you are having cashflow problems

Supporting TAMS II Farm Investment

At AIB, we’re backing farmers. If you are investing in your farm and applying for TAMS II (Targeted Agricultural Modernisation Schemes II) grant support, we have a selection of tools and guides to help you.  

And, if you need finance for your farm investment, we have loans with competitive interest rates and flexible repayment options to suit you.

Medium to long term business finance

Business Loans

At whatever stage of your business, you may need to borrow money. Why not talk to us about a business loan? We’re sure to have a solution that will suit you.

Click here to get a quote today.

Short term finance and loans for SMEs

Business Overdraft

Apply for an overdraft to manage the day-to-day money in your business. An overdraft is a flexible way to manage the cash flowing through your current account within an agreed limit.


Call 0818 47 88 33 or visit your local branch.

Talk to us about range of Farm Loans today

Asset Finance

Small businesses and farmers often have to buy equipment and vehicles.  We have flexible solutions for financing any type of asset. Our Asset Finance team will work with you to choose the term and type of repayments.

Plan for growth with an AIB business loan

PromptPay & Insurance Premium Finance

We have two sources of short-term finance to help you spread the cost of large annual payments. 

Upgrade your equipment with our Asset Finance packages

Invoice Financing

Collecting payment on your invoices can put pressure on your cashflow and affect your company’s ability to grow.

Upgrade your equipment with our Asset Finance packages

Farm Development Loans

With our farm development loans, you can fund the long-term development of your farm without dipping into short-term cashflow. With our loans, you can buy land, develop your farm and take advantage of grant-aided investment.



Important / Regulatory Notice

Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility

However AIB will not apply any charges if you repay this €0 to €60k SME Fixed Loan early.

Warning: The costs of your repayments may increase

Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest only period

Terms and Conditions

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.