Option 1Available Mon-Fri 9am to 5pm
Finance and Loans
We’re Backing Brave. If your business is impacted by COVID-19 or needs support, we have a range of options to help you.
We’re ready to talk about the type of loan that might suit your needs and to help you through the application process.
Our team is available from 9am-5pm on Monday to Friday at 0818 47 88 33
Business/Farmer Credit Line
The Business Credit Line / Farmer Credit Line is a line of credit that can be planned by you. By establishing the level of working capital support you need at the start of each year and arranging the necessary bank finance, you can have the funding in place for planned seasonal purchases.
Supporting TAMS II Farm Investment
At AIB, we’re backing farmers. If you are investing in your farm and applying for TAMS II (Targeted Agricultural Modernisation Schemes II) grant support, we have a selection of tools and guides to help you.
And, if you need finance for your farm investment, we have loans with competitive interest rates and flexible repayment options to suit you.
Small businesses and farmers often have to buy equipment and vehicles. We have flexible solutions for financing any type of asset. Our Asset Finance team will work with you to choose the term and type of repayments.
PromptPay & Insurance Premium Finance
We have two sources of short-term finance to help you spread the cost of large annual payments.
Collecting payment on your invoices can put pressure on your cashflow and affect your company’s ability to grow.
Farm Development Loans
With our farm development loans, you can fund the long-term development of your farm without dipping into short-term cashflow. With our loans, you can buy land, develop your farm and take advantage of grant-aided investment.
Use our business plan template to create your business plan.
Financial planning tool essential for your business budgetary process.Format: XML File size: 3.5K
Check our practical guide to see what you need to apply for finance.Format: PDF File size: 929.6K
You’ve done your research, what’s next? Some tips to help you during the Start-up stage of your new business.Format: XML File size: 3.5K
Important / Regulatory Notice
Warning: You may have to pay charges if you repay early, in full or in part, a fixed rate credit facility
However AIB will not apply any charges if you repay this €0 to €60k SME Fixed Loan early.
Warning: The costs of your repayments may increase
Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest only period
Terms and Conditions
Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.