The Classic Visa Business Card

Before purchasing this product, AIB strongly recommends that you view all of the terms and conditions below.

 

The everyday payment tool for regular business use in Ireland.

 

An annual fee of €19.05. Government stamp duty of €30 is charged annually per credit card.

 

A detailed monthly statement creates efficiency and less paperwork.

Control your credit limit and employee card access with  ease.
Manage your Employees spend with our Credit Cards

Easy to manage.

Choose which of your employees will hold a card and select the appropriate Credit Limit. There is a minimum card limit of €650.

liability-waiver

Card Liability Waiver Insurance.

Card Liability Waiver Insurance may offer protection to your business from liability of card misuse by employees to whom you provide a business card. Terms and Conditions apply. More information on Card Liability Waiver Insurance is available here and you can download a claim form here

Cover all transactions with one monthly direct debit

Single monthly payment.

One monthly direct debit covers payment for all transactions, simplifying reconciliation of expenses and reducing administration costs and paperwork.

Eliminate Cash purchases with our Visa Business Card

Cash free purchasing.

Eliminate the need to keep large amounts of cash on hand by purchasing goods and services with your VISA card which is accepted at millions of retail outlets worldwide and 1.6 million ATMs in more than 200 countries and territories.

access emergency cash if your card is lost or stolen

Protection while abroad.

Credit card lost or stolen while abroad? Access up to US$5,000 replacement cash on an emergency basis in most countries. Subject to available credit limit, fees and charges may apply.

Access emergency cash aboard with Cash Advance and ATM facilities

Cost effective and convenient.

Cash Advance and ATM facilities are available worldwide wherever you see the Visa logo. This saves you time and money in obtaining foreign currency and eliminates the need for cash floats. Fees and charges apply.

debit-business-contactless-

Contactless Payments

The card is enabled for Contactless payments. When the transaction is less than €30, you can choose to touch and pay where you see the Contactless symbol.

First Data Logo

360 control.

360 Control is an online management information reporting tool which complements the AIB Business & Corporate Card Suite. It simplifies accounting, workflow and back-office tasks.

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Support 365 days a year.

Contact us 24 hours a day, 365 days a year with your queries by calling (01) 668 5500 or 353 1 668 5500 from abroad.

Find the card that matches your requirements:

  >Classic Visa Business Card Premier Visa Corporate Card >Executive Visa Corporate Card Visa Purchasing Card
Annual Fee         €19.05 €100 €200 n/a
Credit limit controls

yes

yes

yes

yes

Accepted worldwide

yes

yes

yes

yes

Card Liability Waiver Insurance

yes

yes

yes

yes

Emergency funds when abroad

yes

yes

yes

yes

Online Account Management

yes

yes

yes

yes

AA membership

no

yes

yes

no

Contactless payments

yes

yes

yes

yes

Travel Insurance

no

yes

yes

no

Global Assistance

no

yes

yes

n

Priority Pass

no

no

yes

no

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Fees and Charges *

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    Annual Bank Fees

    AIB Card Type >Annual Bank Fee
    AIB Classic Visa Business Card €19.05 for each card issued
    AIB Premier Visa Corporate Card € 100 for each card issued
    AIB Executive Visa Corporate Card € 200 for each card issued
    AIB Visa Purchasing Card No Annual Bank Fee

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    Cash Advance Fees

    Cash Advances attract the following charges:
    1.75% or €1.90 (whichever is greater) This fee will not apply if your account is in credit for the full amount of the transaction when it is debited to your account.

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    Emergency Cash

    Inside normal business hours the following charges apply:

    • Exchange rate set by Western Union

    Outside normal business hours the following charges apply:

    • Exchange Rate set by Western Union
    • Exchange Rate set by Visa International
    • Currency Conversion fee of 2.75%
    • Cash Advance Fee

    *Business hours are defined as 9am to 5pm Irish Time

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    Currency Conversion Fees

    Currency Conversion Fee >AIB
    FX Transactions -Visa Europe Region 1.75%
    FX Transactions - Visa Rest of World 2.75%
    Note: No currency conversion fees apply on euro transactions.  

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    Returned Payment Charge

    Should any payment either by cheque or direct debit be returned unpaid an administration charge of €7.00 will be debited to the card Account.

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    Miscellaneous Charges

    Type of Miscellaneous charge >Charge
    Supplying Copy Sale Voucher on request € 5.00
    Supplying Copy Statement on request € 4.00

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    Government Stamp Duty

    Government stamp duty of €30 is charged annually per Credit Card.

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*Correct as at 03/12/2013

 

 

Important / Regulatory Notice

Lending criteria, terms and conditions apply. Government Stamp Duty of €30 is charged annually per credit card. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Allied Irish Banks, p.l.c. is an agent of AIB Insurance Services Limited in relation to the provision of general insurance products. AIB Travel Insurance is exclusively underwritten by ACE European Group Limited. Allied Irish Banks, p.l.c and AIB Insurance Services Limited are regulated by the Central Bank of Ireland.