Business Debit Card

Wherever you go on business, whatever you need, pay for it straight from your business account with your Business Debit Card. 

No annual fee

(but other fees and charges may apply).

Pay without using cheques.

Paying less than €50? Just touch and pay where you see the contactless symbol.


Manage your Employees spend with our Credit Cards

Easy to Use.

You can use your Business Debit Card for everyday business purchases anywhere Visa Debit is accepted (click here to see the exchange rates for non-Euro EU/EEA currencies on debit cards. To view the rates for all other currencies visit the Visa website). When you make a Transaction using your Card, the available funds on your Account will usually be reduced immediately by the amount of the Transaction. The transactions will be debited from your Business Bank Account within a few days.

access emergency cash if your card is lost or stolen

Secure Shopping Online.

When you shop online with your business debit card, we may need to confirm it’s you, by using the AIB Authenticator app

Download the AIB Authenticator app from the relevant app store and follow the on screen instructions to set it up. 

Cover all transactions with one monthly direct debit

Less Cheques

You can use your Business Debit Card instead of writing a cheque. It saves time and it’s a lot easier and quicker when buying over the phone, by post, or online. With your card, you can withdraw up to €600 cash per day from an ATM.

Eliminate Cash purchases with our Visa Business Card

Contactless, Google PayTM & Apple Pay

You can pay for your purchases quickly and securely using contactless, and participating digital wallets* (such as Google Pay and Apple Pay). Simply touch and pay for items that cost €50 or less with your card or device. For items over €50 you can pay using your device depending on the retailer. The contactless limit will be increased to €50 from the 1 April 2020. Please be aware that some retailers may take longer to make the required changes to their card machines.


Contact Us for Support

Contact us by calling +353 1 2695022.


Fees and Charges

Card transaction fees apply, additional charges may apply when using your card abroad. Full details of all fees and charges that we will apply to your AIB Business Debit Card are contained in the Business Fees & Charges brochure.


Cross border Payment Regulations FAQs 


How to Apply

Business Debit Cards are available to all parties on an AIB Business Bank Account who are authorised signatories and where the account mandate allows Any One to sign. The maximum number of cards per company is 10. If you wish to apply for a Business Debit Card, please complete the application form and return it to your branch.

We recommend you read the terms and conditions included in the application form, not least because your business is responsible for paying for any transactions on the card. For example, if an Authorised Signatory has a card and later is no longer an Authorised Signatory, it is up to your business to cancel the card.

Apply Now

Important / Regulatory Notice

When you apply, we will assess your application.

You must ensure that there is enough money in your account to pay for any debit card transaction, or your transaction may be declined and we may charge you as a result.

Government Stamp Duty will be charged at a rate of €0.12 per ATM transaction.  Government Stamp Duty only applies to ATM transactions carried out within Ireland (excluding Northern Ireland). This charge is capped at €2.50 if you only use your debit card for ATM transactions and capped at €5 if you use your debit card for both purchases and ATM transactions.  Government Stamp Duty charge on debit cards is applied in January, for the previous year.