Business Start-up Current Account allows you to:

• manage your receipts and payments
• make or receive payments
• access your account in branch and online
• detailed records of all your financial transactions

Start-up businesses who:

• are starting up a new business or,
• are in operation for less than 3 years, and
• are opening an AIB Business Start-up Current Account for the first time

Charities, Voluntary Organisations, Clubs and Associations and Incorporated Societies cannot avail of this offer.

• 2 years free current account maintenance and transaction fees,  excluding cash handling fees
• Up to €100 discount off quarterly cash handling fees. Make lodgements, Direct Debits or Standing Orders
• Pay employees salary and/or suppliers electronically on Internet Banking
• Make international payments
• Apply for an overdraft on your account, for short term working capital

2 years free current account offer applies to your day to day account transactions.

See fees as described under the heading Account Fees at A. and B. in the ‘Business Fees and Charges Booklet’.

It does not include the waiving of any charges such as Service charges, International Payments charges, Government charges and stamp duty.

Other charges may apply, see the Bank’s ‘Business Fees and Charges’ and ‘Schedule of International Transaction Charges’ booklets.

Standard fees and charges apply after the two-year AIB Business Start-up Current Account Fee Offer expires. Fees can be negotiated.

Business Visa Debit Card allows you to make everyday business purchases worldwide. 

Business Debit Cards are available:

• where the business account mandate is any one to sign
• to all parties on the business account who are authorised signatories

Business Debit Cards allow you:

• use your card instead of a cheque, saving time and gives you more flexibility to purchase a wide range of goods and services over the phone, by post and online
• withdraw up to €600 daily from an ATM
• make Contactless transactions (up to €30)
• avail of extra security for shopping online where sites have Verified by Visa.

Government Stamp Duty applies.

Currency Conversion Fees and Commission Charges will apply if you use your Debit Card abroad.

See the Bank’s ‘Business Fees and Charges’ booklet.

AIB Merchant Services*(AIBMS)enables businesses accept Credit and Debit card payments

Businesses with customers paying using cards such as Visa/MasterCard

Subject to standard AIBMS application and approval process

• A range of solutions for taking payments in-store, online or over the phone
• Seamless, modern terminals for customer convenience
• Fast payment authorisation for fast transactions
• Online report management tool for transaction data statements
• Pricing options to suit your business needs
• Dedicated Merchant Support Team.

AIB Merchant Services fees and charges apply – see www.aibms.com for more information.