Cash Flow Difficulties

Volatile input and output prices, variable yields and weather conditions can all have a major effect on farm cash flow. It is important to establish the level of working capital support that your farm will require and when it is required. If you are experiencing, or expect to experience, farm cash flow pressure, we would encourage you to make early contact with AIB.

Cows in field

Identify your Working Capital Requirements.

We understand that on most farms there may be periods during the year where cash outflow is greater than cash inflow. In such circumstances, it is important to establish if additional working capital is required for your business and when it is required.

Having Difficulties? Contact your branch now.

Cash Flow Planning

When examining income and expenditure receipts from the previous year, a cash flow budget can be used to determine the level of working capital that the farm will require.

This can be used to monitor the farm cash flow during the year.

How long will it take to overcome the problem?

Funding Working Capital.

By establishing the level of working capital support required, you can discuss with your bank the level of bank finance that you need.

Our Cashflow tool can help you prepare

Farmer Credit Line.

The AIB Farmer Credit Line is a flexible way to manage your farm’s seasonal working capital throughout the year.

Be sure to ask for help

Cash Flow Difficulties.

Should you find yourself experiencing cash flow difficulties, for any reason, seek the necessary support at an early stage.

We will work with impacted customers on a case-by-case basis to find an appropriate solution to suit their farm.    

Important / Regulatory Notice

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.