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Loans for Start-Ups

AIB Loans available for start-ups

Supporting Start-ups

New or early stage small businesses established in the last 3 years can avail of our Start-up Loan for amounts up to €100,000

Competitive Interest Rates

Competitive interest rate.

A competitive variable interest rate applies to this loan.
Talk to us about an SME loan to invest in your business

Invest in your business.

Take advantage of marketing or exporting opportunities or buy stock and equipment with our flexible Loan.

SME Loans tailored to your business

Tailored to suit you.

Flexible repayment arrangements* including payment holidays and interest-only options may be negotiated in line with your changing business circumstances.

* Flexible repayment arrangements may impact the amount and/or term of the Loan

Our SME is open to all new small businesses

Who can apply?

New and early-stage small businesses under 3 years old , Sole traders, Partnerships and Limited companies including Agri customers are welcome to apply.

Get a Quick Quote for a Standard Business Loan


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Important Information: This information is provided for illustrative purposes only and does not constitute loan approval or a contract with AIB. We do not record nor will we use the information quoted by you in our calculators. The results are based on current Business Loans offered rate, which is variable. The total amount repayable is based on the assumption that the interest rate remains unchanged for the duration of the loan term. Repayment amounts for loans greater than €300,000 are available from your Relationship Manager or local branch. You may be eligible for other finance options which may be more suitable. So come and talk to us today to discuss options and apply.

Important / Regulatory Notice

Warning: The cost of your repayments may increase

Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest only period

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.