Business Overdraft

Control your finance with our flexible Business Overdrafts

Flexible finance with control.

Your Business Overdraft allows your current account to go into an overdrawn position, up to a pre-agreed limit.

Prepare for the unexpected with an overdraft

Prepare for the unexpected.

Allows you to manage your working capital, without having to look for extra credit when your business cashflow is under pressure.

You only interest on you daily Balance with an AIB Overdraft

Low cost finance.

Only pay interest on your daily, overdrawn balance. Business overdrafts offer a variable interest rate.

Talk to us about tailoring your overdraft to suit needs

Tailor-made terms.

We look at your application on an individual basis and together agree your credit limit.

Eligible to apply for a Business Overdraft.

Open for business.

All businesses with a current account are eligible to apply for a Business Overdraft.

Important/Regulatory Notice.

Warning: The cost of your repayments may increase


Terms and Conditions.

Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required.